lic housing finance share price Today?

Lic housing finance share price Today? LIC Housing - Annual Income Statement, Balance Sheet, and Cash Flow Statement Analysis

Lic  casing finance share price moment? 

LIC Housing- Annual Income Statement, Balance distance, and Cash Flow Statement Analysis  From a  fiscal  viewpoint, LIC Housing shares  presently have a present Income Statement of$145.11 Million and a Cash Flow Statement of$-97.15 Million from the  history 9 months. The Company generates an estimated  quantum of earnings before  levies annually, of which is56.78 per share, and Book Value Place tried to value the aggregate worth of LIC Housing shares at0.85 times its total deals currency on the date12/23/18.   Lic Housing Finance preface  LIC Housing Finance is one of the largest  casing finance companies in India. 

It offers a wide range of home loan products at competitive interest rates.   The company reported strong growth in its net profit for the  fiscal time ending on March 31, 2018. Its net profit rose by 27 to Rs 2,038 crore compared to Rs 1,613 crore in the  former  fiscal time. Its total income grew by 18 to Rs 12,021 crore during the same period.   The company's grossNon-Performing means( NPA) stood at0.97 of its total  means as on March 31, 2018, down from1.14 a time ago. Its net NPA also declined to0.24 from0.34 during the same period.   The company's capital acceptability  rate stood at17.01 as on March 31, 2018, which is well above the  minimal nonsupervisory  demand of 15.   The company has a strong track record of paying regular  tips to its shareholders. It has paid  tips for 19  successive times since FY2000- 01. The  tip payout  rate for FY2017- 18 was 35.   Financial Analysis 

 LIC Housing Finance's( LICHF) 

standalone income for the time 2018- 19 grew by25.6 YoY to Rs 2,614 crore while its net profit was over 34 YoY to Rs 1,211 crore. The  crucial  motorist for this astral performance was strong growth in advances which grew by 37 YoY to Rs1.41 lakh crore during the time.   While LICHF's NIMs have come down  hardly over the last many  diggings, they remained healthy at3.51 during FY19. The company's capital acceptability  rate stood at18.39 at the end of March 2019, well above the nonsupervisory  demand of 15. 

  Looking at LICHF's balance  distance, we see that it has been  suitable to maintain a healthy loan  blend with 54 of its portfolio towards retail home loans and the rest towards SME & commercial lending as on March 31, 2019. Its exposure to  inventor loans has also come down  sprucely over the last many times and stood at just 3 of its overall loan book as on March 31, 2019.   In terms of asset quality, LICHF reported a grossnon-performing  means( NPA)  rate of0.96 and a net NPA  rate of 0. Its provision content  rate also stood at a comfortable  position of 97.   The company's cash inflow from operations  bettered significantly in FY19 and was over 83 YoY to Rs 5,206 crore   rate Analysis  The purpose of this section is to  dissect. 

LIC Housing's periodic income statement

 balance  distance, and cash inflow statement.   Income Statement  LIC Housing's income statement for the time ended March 31, 2020, shows a total income ofRs. 10,487 crores. Of this,Rs. 8,695 crore is from interest on loans and advances, while the remainingRs. 1,792 crore is from other income sources. The company's total expenditure for the time wasRs. 5,037 crores, performing in a net profit ofRs. 5,450 crore.   Balance distance  As of March 31, 2020, LIC Housing's balance  distance showed total  means worthRs. crore and total  arrears ofRs. 43,438 crores. This redounded in a net worth ofRs. 73,936 crores for the company.   

Cash Flow Statement  

For the time ended March 31st, 2020, LIC Housing's cash inflow from operating conditioning was at Rs 6293cr., Cash inflow from investing conditioning stood at RS-5496cr., Cash inflow from backing conditioning was at RS-1174cr., while other cash overflows were at RS 0 cr. This redounded in a net increase in cash and cash coequals of RS 365 cr. over the  former time   A securities critic analyzes the Value Line Investment Survey and compared LIC Housing,Inc. to its assiduity peers. It's a stock on the NASDAQ as of1/1/1980 and had a PE  rate of6.63 at that time. The current  running PE  rate is56.78, giving it a current cut( price/ earnings growth)  rate of5.96, which means that shares are  fairly affordable when   LIC Housing,Inc. is a stock on the NASDAQ as of1/1/1980 and had a PE  rate of6.63 at that time. The current  running PE  rate is56.78, giving it a current cut( price/ earnings growth)  rate of5.96, which means that shares are  fairly affordable when compared to its assiduity peers. 

The company's periodic income statement, balance  distance, and cash inflow statement were  each anatomized to come up with this conclusion.   The securities critic who did the analysis started by looking at the company's  profit and net income for the  once many times. He  also looked at the company's balance  distance to  dissect its  means and  arrears. Eventually, he looked at the cash inflow statement to see how  important cash the company was generating from its operations.   Grounded on his analysis, the critic concluded that LIC Housing,Inc. is a good investment at its current price. He believes that the company is  underrated by the  request and has significant upside implicit in the long run.  

 Lic Housing Finance Performance 

 In the last time, LIC Housing Finance's( LIC HFL) stock price has  collapsed by over 60. The main reason for this sharp decline in stock price is the worsening asset quality of the company. In this composition, we will take a look at LIC HFL's periodic income statement, balance  distance, and cash inflow statement to get a better understanding of the company's financials.   LIC HFL's income from operations grew by just 1 in FY17 to Rs 17,687 crore. This was  substantially due to an increase in  vittles for bad loans, which grew by 63 to Rs 4, provision for standard restructured  means which grew by 40 to Rs 385 crore, and interest reversal which fell by 6 to Rs 105 crore. Overall, net interest income( NII) grew by a bare 2 to Rs 11,068 crore in FY17.   The other  crucial income head for  casing finance companies is income from  freights and charges. LIC HFL's  figure income growth was muted at 3 in FY17 to Rs 1,843 crore. This was owing to a drop in processing  freights as well as  correctional interest charged on late payments of EMIs by borrowers.  Non-interest income fell  sprucely by 21 in FY17 to Rs 493 crore due to write- offs ofpre-payment penalties charged on  guests who refinanced their loans with other banks NBFCs.   Interest charges increased by 7   

Lic Housing Finance Earning Report 

 LIC Housing Finance reported a standalone net profit of Rs 1,215.70 crore for the quarter that ended December 31, 2015, up22.41 from Rs992.54 crore in the  matching quarter a time ago.   The company's total income rose to Rs 5,938.17 crore in Q3 FY16 from Rs 4,879.93 crore in Q3 FY15.   Its asset quality  bettered with grossnon-performing  means( NPA) as a chance of gross advances coming down to1.80 at the end of December 2015 from2.13 at the end of September 2015 and2.42 at the end of December 2014.   LIC Housing's net NPA  rate declined to0.61 at the end of December 2015 from0.73 three months agone and0.90 a time ago. 

 Lic Housing Finance Asset  

Lic Housing Finance Asset is one of the  commanding asset  operation companies in India with a strong focus on  furnishing  casing finance. The company has an excellent track record in managing its finances and has reported strong growth in its periodic income, balance  distance, and cash inflow statement.   The company's focus on  casing finance has helped it to  make a strong  client base and maintain high  norms of asset quality. Its diversified product  blend and effective marketing strategies have enabled it to capture a large  request share.  

 The company's income statement for the time ended March 31, 2017, shows a healthy growth of26.4 over the  former time. The net interest income grew by28.1 while other income grew by19.5. The total income grew by26.4 to Rs 6,716 crore from Rs 5,325 crore in the  former time.   The company's balance  distance as on March 31, 2017, shows a sound  fiscal position with total  means exceeding Rs 1 lakh crore for the first time. The loan book grew by 23 to Rs 80,394 crore while deposits increased by 21 to Rs crore. The net worth stood at Rs 12,533 crore as on March 31, 2017.   The company's cash inflow statement for the time ended March 31, 2017, shows that it generated a healthy operating cash inflow of Rs 8,128 crore which was used to finance its expansion plans and reduce debt  situations. The company's net debt stood   

 Conclusion 

 LIC casing is one of the most important  casing finance companies in India and their  fiscal statements are a reflection of that. The company's periodic income statement, balance  distance, and cash inflow statement  give  precious  perceptivity into the company's overall health and performance. By  assaying these  fiscal statements, we can gain a better understanding of LIC Housing's business operations and make  further informed investment  opinions.     Pros  When it comes to LIC  casing, there are a many  crucial 

Pros 

that make it worth considering as an investment. First and foremost, the company has a strong  request share in the Indian home loan assiduity, which gives them a good chance at  uninterrupted success. likewise, their periodic income statements and balance  wastes are  veritably healthy, suggesting that they're well- managed and have a good handle on their finances. Eventually, their cash inflow statement is also  veritably strong, indicating that they've the  coffers to rainfall any implicit storms in the future.   

Cons  

Assuming that the cost of living in Mumbai stays the same, an periodic income ofRs. 2 lakhs isn't sufficient to go a house outright in Mumbai. The yearly  investiture for anRs. 20 lakh loan at 8  sire over 20 times works out to beRs. 18,765. Add to this the EMIs for other debts and you'll have  veritably little left over at the end of each month for other charges.   Indeed if you do manage to get a loan and buy a house, you'll find it  delicate to keep up with the  conservation costs. These can range fromRs. 5,000 toRs. 10,000 per month, depending on the size and condition of your home. also there are society charges which can be anywhere fromRs. 1,500 toRs. 5,000 per month. If anything goes wrong inside your house – a burst pipe or a short circuit – you'll have to spend indeed  further  plutocrat on repairs.